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  • selling pre need funeral arrangements
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Selling pre need funeral arrangements

Selling preneed funeral arrangements

Life insurance agents can increase their commissions and reduce chargebacks by selling preneed funeral arrangements. These plans allow clients to lock in funeral services at wholesale prices, saving families money while providing peace of mind.

Families have three primary struggles when they are dealing with the loss of a loved one; they don't know what to do, they don't know how to do it, and they don't have the money available to pay for it.  Even if they have a life insurance policy in force at the time of death, most carriers won't cut the check until they receive a copy of the death certificate, and most counties won't produce a copy of the death certificate for three to six weeks.  Our program solves all three problems for the families with an easy to understand, affordable program.

Pastors benefit as well from having congregation members that preplan their funerals, as they have trauma to deal with, in addition to the financial and emotional benefits that the pastors have from partnering with us; one church Bishop referred to our program as a "gift from God".

Agents can offer competitive, transparent pricing, making the sale process smoother for agents and more attractive to customers.  With aging populations and rising funeral costs, preneed arrangements present a better service compared to traditional insurance products, while offering lasting value and security for clients.

Agents can benefit from the predictable nature of preneed policies, which often feature lower cancellation rates than standard life insurance products and dramatically fewer chargebacks.  Clients are much less likely to cancel a preneed funeral plan because it is more than just a life insurance policy to cover the expenses, it also enables a dramatic reduction in funeral costs.  By offering a service that addresses the emotional and financial needs of clients during a delicate period, agents can build lasting relationships while securing consistent income.  Furthermore, the flexibility of payment options and clear communication about cost savings makes preneed arrangements a compelling choice for clients looking to plan their final arrangements ahead of time.

Agents also benefit from relationships with churches, producing a steady flow of leads because there are multiple benefits to both the church and the congregation.  In addition, there are other lead sources available as well.

Overall, selling preneed funeral policies allows life insurance agents to tap into a growing market, secure larger commissions, and provide a meaningful service that resonates with clients.  Agents can confidently deliver quality service and financial relief to their customers during life’s most challenging moments.

​To learn more, call 618-589-3886 or fill out the form below.

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